Surfin Guide

4-H, a program focused on developing youth to their full potential, participates in many activities that both enrich the minds of the youth and help the community. American Income Life’s Special Risk Division can provide insurance coverage for many 4-H activities, including camping, conferences, county fairs, and special events. AIL’s Special Risk Division is proud to support 4-H with specialized insurance plans at an affordable price. The Special Activities Coverage for Accident or Illness comes in custom plans with varying amounts of coverage.

Insurance coverage begins for as little as 20 cents per day, per person. This insurance coverage also extends to all members who are with the group, and is accepted by local medical providers. This coverage is a low cost service and easy to administrate. No names are required, just numbers and dates. It also helps promote a trusting relationship between the organization and the parents. Anyone would appreciate avoiding out-of-pocket medical expenses, which can easily exceed the cost of participating in a camp or program. Not leaving families with large medical bills could potentially avoid a nuisance lawsuit. American Income Life’s Special Risk Division gives prompt payment of claims because of a commitment to health and safety.

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